Dream House

I know many people who want to travel and live out of a backpack for years.

I am NOT one of those people!!!

I HATE to travel! Do you blame me??  I have 6 children!  Traveling is HARD!!!  It’s also OH, SO MUCH FUN but I’ll talk more about that later. 😉

I am never happier than when I’m at home playing my violin or reading a good book.  I would love nothing more than to settle down in one spot for the rest of my life and my wants haven’t changed much in the eleven years since I first started looking for a homestead.

Plan A

  • I want acres and acres of wooded + farm land on a river.
  • A beautiful home with every luxury you can think of.
  • A huge barn for horses, cows, chickens and other farm animals.
  • I want to grow all our own food.
  • Make all our own clothes.
  • Educate ourselves.
  • Entertain our friends and neighbors.
  • I want all of this within an hours drive of a big city.
  • I also want a fabulous apartment in the city where we can stay when we want some culture and nightlife.
  • And I want to visit a new place on the globe for at least 2 months out of the year so we can experience different cultures and see new things.

But guess what?

I don’t want any of that until I can afford it! 

Which means it would all have to be paid for and I would need at least 37 servants, teachers and farm hands to take care of all of it.

Since I can’t afford any of that today there is always…

Plan B

  • Travel to inexpensive places like Guatemala where I can afford to live in a nice house with housekeepers.
  • Only own what we can pay cash for.
  • Only own what we can take care of ourselves.
  • I’m not sure what we will be able to afford when we’re in the states so we’ll have to experiment with that when we get back.

I do know that I will never again go into debt for a house.  I will never again sacrifice our quality of life in order to pay for and take care of things I can’t afford.

Some Things I learned From Owning a House.

  • I learned that you never really own a house.  The government owns it, can raise your property taxes over 400% in 6 years and can take it away from you any time they want to.
  • Just because a bank says you can afford a house and will give you a loan doesn’t mean you can really afford a house.
  • No matter what banks will tell you, owning a home is a terrible investment, even with the tax write off.  I would have a lot more money right now if I had spent the last 16 years renting something I could afford and putting the difference in the bank.  Why do you think so many people are telling you what a great investment it is?  Because they are making money off of you when you buy a house!!  Everyone else repeats the lie because they have heard it so many times and they never think to question it.  But don’t listen to me, do your own research.
  • Owning a house is more work than you ever dreamed and you will spend more time and money than you have trying to keep it up.
  • If you have all your money in a house you can’t do anything else with it.  I didn’t feel like I could travel, pay for good music teachers and a million other things like simply enjoy life once in a while.
  • I was a prisoner.  I was ready to move on 6 years ago but I felt like I couldn’t leave because I had money in the house.  Knowing what I know now I would have just walked away from all of it.  I can always get more money but I will never get back those six years of my life.

I’m not telling you what to do and I don’t want you to ever take my advice.  I want you to do your own research.  Study every side of the issue, ESPECIALLY the sides that contradict your own opinions and what you think you already know.   Consider all your needs and options.

And then make a decision.

Good luck to you!!!

2 thoughts on “Dream House

  1. amy noel

    Love this Lara! I’m not sure if you know this or not, but 2 1/2 years ago we sold our house and bought an old abandoned farmhouse on 8 acres and moved right in. With 3 little girls and I was pregnant with a fourth. We bought this house with cash leftover from the sale of our last house for what most people pay for a car these days. It has been a lot of work! Like every single day since we moved. But it’s finally starting to come together. My favorite part is that there is a sweet little church next door we walk to or pull the girls on sleds. Last May we knocked out 4 rooms and we’re turning it into a big open kitchen. The only thing I don’t like about it is that it is so big. All I do is run around all day.
    I have been inspired by you so many times. I have trouble getting enough energy to take my girls to sams club somedays, so I am baffled by how you take them all out of the country for 6 months. I guess just one little baby step at a time. It’s exciting that you’ll be starting over and I really hope you find just what you need. ♡

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